May 26, 2024

Bitcoin Savings Account

We compare the bitcoin interest rates of multiple savings accounts together with the annualized staking yields offered by trusted platforms to help you find the best passive income generating opportunities for bitcoin.

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Bitcoin Savings Calendar

Here you get the latest bitcoin savings news and announcements from trusted providers – all in one place!

Dates Recent and Upcoming Crypto Savings Announcements
8 August 2022 ⚠️ Hodlnaut announcces that it has halted withdrawals and token swaps on its platform due to market conditions.
18th April 2022 ⚠️ Hodlnaut lowers the max annualised yield on BTC savings to 5.33%.
16th March 2022 Bitcoin (BTC) interest rates hiked to 8.19% on Binance Defi-Staking platform!
9th February 2022 Bitcoin (BTC) interest rate accounts earning a 7% annualised yield are available on AQRU.
20th December 2021 Bitcoin (BTC) interest rates hiked to 7% and 5% respectively on Binance locked and flexible savings accounts.
10th October 2021 Bitrue lowers the APR on its Bitcoin Power Piggy account again to 1.90%.
16th September 2021 Bitcoin (BTC) fixed earnings deposit of up to 2.88% APY launches on Huobi Earn.
9th August 2021 Bitrue lowers the APR on its Bitcoin Power Piggy account to 2.3% from 2.8%.
4th August 2021 Hodlnaut introduces tiered APR system today with opportunity to receive an annualized interest rate (APR) of 7.2% when holding up to 2 BTC in a Hodlnaut account.
29th July 2021 Bitcoin (BTC) staking is now available on AscendEX with an APR 3.5%.

Bitcoin Interest Accounts: Find the best savings APR for Bitcoin

It is possible for “hodlers” to earn attractive annualized interest rates by simply parking bitcoin into a savings account. The table below identifies the best bitcoin interest accounts offered by trusted platforms.

January 2023

PlatformsAccountsBitcoin Interest Rates (APR)Period CompoundingMin Deposit Max DepositApply
Binance 🚀Defi Staking1.20%-8.19%FlexibleDaily0.00001 BTCNo MaxEarn BTC

Nexo 🚀Savings6.00%-8.00%FlexibleDaily0.001 BTCNo MaxEarn BTC

AQRU 🚀 Savings7.00%FlexibleDaily €100 equivalentNo MaxEarn BTC

Binance Flexible Savings5.00%FlexibleDaily0.01 BTCNo MaxEarn BTC

YouhodlerSavings4.80%FlexibleDaily0.1 BTCNo MaxEarn BTC

BlockFISavings4.50%FlexibleMonthly0 BTC0.10 BTCEarn BTC

AscendEX Staking3.56%FlexibleDaily0.005 BTCNo MaxEarn BTC

HuobiEarn 1.32%-2.88%FixedDailyNo Min No MaxEarn BTC

Bitrue Power Piggy1.90%FlexibleDaily0.01 BTC4 BTC daily capEarn BTC

BlockFISavings1.00%FlexibleMonthly0.10 BTC 0.35 BTCEarn BTC

KrakenStaking0.25%FlexibleDailyNo MinNo MaxEarn BTC

BlockFISavings0.35%FlexibleMonthly 0.35 BTCNo MaxEarn BTC

🔎 Interested in finding the savings rate for other crypto assets? Visit our crypto interest rates page to compare the interest rates that are offered by trusted platforms or if you’re looking for a more focused analysis on stablecoins then visit our page showing the best stablecoin interest rates.

🔎 Searching for even higher-earning accounts? Visit our crypto staking and yield farming pages!

Table Disclaimer
The data in our tables are updated daily and are for indicative purposes only. The source data from the savings and staking providers may change without notice. Do not make any savings or staking decisions without having checked the source data directly with the relevant platforms first.