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As annualised yields on so-called ‘crypto savings’ rise, due to increasing competition, these types of savings accounts are increasingly becoming popular among cryptocurrency investors who are seeking a safe place to park underutilised assets.
To facilitate this process, the team at CoinMarketExpert have put together a list showing the best bitcoin savings accounts, where you can expect to earn an annualised yield as high as 10.20%.
We have also put together a list of the best stablecoin savings accounts where you can earn up a whopping 38% on cryptocurrency assets that aim to achieve a 1-for-1 peg with particular fiat currency such as the US dollar, Euro, British Pound, Aussie dollar, Hong Kong Dollar and Canadian dollar.
Stablecoin returns may occasionally be higher than 38% when special promotions are running!
Our list of savings accounts includes peer-to-peer crypto lending products since the core value proposition is the same.
At its core, crypto lending is a disintermediated form of banking whereby crypto borrowers and lenders agree to transact a loan at an agreed rate of interest. Borrowers use their assets as collateral to obtain a crypto loan, while on the other end, lenders provide assets for the loan at an agreed-upon interest rate.
In the meantime, those of you who are interested in additional forms of passive income may want to have a look at our popular best staking coins page, which provides a comprehensive list of proof-of-stake assets from trusted providers.
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